Banks & Money

There was the time when traveling through Europe one needed a separate currency for every country. That meant exchanging your US dollars or leftover money from other countries, to the current country’s money. Every time you exchange those currencies you lost value with service and transaction fees. As well as exchange services in tourists areas that give you a de-valued exchange rate on top of their additional fees.

That is no longer the situation as many countries have adopted a common currency called the Euro. Now 18 countries have the Euro as their official currency, making life a whole lot easier for us travelers. You can literally travel through multiple countries using just one currency.

  Written U.S. currency vs. European currency

Currency Values written in Europe use the comma in place of the decimal point and a period is used to separate the thousandth digit from the hundredth. So it’s just reversed from what we use in the US. Your dinner bill was 43 Euros not 43 thousand.  So be careful when shopping and looking at price tags, that item you want to buy may not be as expensive as you think.

$2.50
€2,50
$1,350.75
€1.350,75

So be careful when shopping and looking at price tags, that item you want to buy may not be as expensive as you think.

Reading Numbers in Europe…Some numerals are written a little little differently to the way they are written in the U.S. Watch closely for these on price tags and receipts. Ones are written with little upswing before they come straight down and can be confused with the way we write 7’s. They draw a line through the middle of their 7’s setting them apart from their 1’s. 4’s can be written like a lighting bolt otherwise, most numerals appear much like they do in the U.S.

European Currencies…

Euro Zone

One of the challenges when traveling to foreign countries is converting US currency to that countries currency. After visiting multiple countries you could end up having 4 to 5 different currencies of unused pocket change. The best thing about Europe these days is more and more of the countries are using the Euro for their currency. In 1992 the Maastricht Treaty adopted provisions for one standard currency and over the last decade more countries have adopted the Euro currency. That means when you leave one country you probably won’t need to get cash in another currency. This is a blessing for travelers as one can use the same currency in multiple countries. Countries that use the euro are considered in the Eurozone and it is currently being used by 18 of the 28 members states of the European Union. Currently 5 other European and some African countries will accept the Euro as well as their own for currency. It is the second largest traded currency in the world behind the US dollar.

The Euro

The Euro is the main currency in 18 European Countries.

Shortly after your arrival at your final destination, you will need local currency. You have several options to either get local currency from your bank before you depart or upon arrival. Check with your local bank about their currency rates and foreign transaction fees. If you wait until you arrive at the airport you may use an ATM or or Currency Exchange booth. For information on ATM’s go to our ➾ Credit and Debit Card page. You can locate ATM’s and Currency Exchanges at airports by going to our ➾ Airports in Europe page and click on the country and city airport to open their web page. Open terminal maps where you’ll find the locations for all these services.

You’ll may also find currency locations in train stations and around high tourists areas. Be careful of the advertise low exchange rates, it may look like your getting more for your US dollar but, they can tack on services fees to make up for the good exchange rate. You may also buy foreign currency prior to you departure online at websites.

Currency Denominations by Country

1 – Danish Krone is official currency in Denmark, Faroe Islands & Greenland
2 – The Euro Zone is composed of countries that use the Euro as their official currency. The Euro Zone Countries are; Åland Islands, Andorra, Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Holy See, Ireland, Italy, Latvia, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain
3 – Norwegian Krone is official currency in Norway, Svalbard Islands, Jan Mayen & Bouvet Island
4 – Swiss Franc – is official currency in Switzerland & Liechtenstein
5 – British Pound Sterling  is official currency in England, Wales, Scotland, Northern Ireland, Jersey, Guernsey, Isle of Man, Gibraltar & British overseas territories. 

🇦🇱

ALBANIA
LEK

Symbol: Lek or L
Subunit 1/100 Quindarka 
Symbol: L
Code: (All) # 008

Coins
5 L
10 L
50 L
20 L
100 L

Notes
200 L
500 L
1000 L
2000 L
5000 L

🇧🇾

BELARUSSSIAN
RUBLE

Symbol: Br
Subunit 1/100 Kapiejka 
symbol: kapiejka
Code: (BRY) 933

Coins
1 k
2 k
5 k
10 k
20 k
50 k
1 br
2 br

Notes
5 br
10 br
50 br
20 br
100 br

🇧🇦

BOSNIAN
MARK 

Symbol: KM
Subunit 1/100 Fening / Pfenig 
symbol: pf
Code: (BAM) # 977

Coins
5 pf
10 pf
20 pf
50 pf
1 mark
2 marks
5 marks

Notes
10 marks
20 marks
50 marks
100 marks
200 marks

🇧🇾

BULGARIAN
LEV

Symbol: ЛВ or Leva
Subunit 1/100 Stotkinka 
symbol: stotinka
Code: (BGL) # 975

Coins
1 Stotınka
2 Stotınka
5 Stotınka
10 Stotınka
20 Stotınka
50 Stotınka
1 leva
2 leva

Notes
5 Leva
10 Leva
20 Leva
50 Leva
100 Leva

🇭🇷

CROATIAN
KUNA

Symbol: kn
Subunit 1/100 Lipa 
symbol: lp
Code: (HRK) # 191

Coins
5 lp
10 lp
20 lp
1 Kn
2 Kn
5 Kn

Notes
10 kn
20 kn
50 kn
100 kn 
200 kn
500 kn

🇨🇿

CZECH
KORUNA

Symbol: Kč
Subunit 1/100 Haléřb -defunct
Code: (CZK) # 203

Coins
1 Kč
2 Kč
5 Kč
10 Kč
20 Kč
50 Kč

Notes
100 Kč
200 Kč
500 Kč
1000 Kč
2000 Kč

🇩🇰

DANISH
KRONE 

Symbol: kr
Subunit 1/100 Øre symbol: øre
Code: (DKK) # 208

Coins
50 øre
1 kr
2 kr
10 kr
20 kr

Notes
50 kr
100 kr
200 kr
500 kr
1000 kr

🇪🇺

EUROPEAN
EURO

Symbol:
Subunit 1/100 Cent/Cents 
symbol: c
Code: (EUR) # 978

Coins
1 c
2 c
5 c
10 c
20 c
50 c
€1
€2

Notes
€5
€10
€20
€50
€100
€200
€500

🇭🇺

HUNGARIAN
FORINT 

Symbol: Ft
Subunit 1/100 fillér (defunct)
Code: (HUF) # 348

Coins
5 Ft
10 Ft
20 Ft
50 Ft
100 Ft
200 Ft

Notes
500 Ft
1000 Ft
2000 Ft
5000 Ft
10000 Ft
20000 Ft

🇮🇸

ICELANDIC
KRONA

Symbol: Íkr
Subunit: 1/100 krona 
symbol: kr
Code: (ISK) # 352

Coins
1 kr
5 kr
10 kr
50 kr
100 kr

Notes
500 kr
1000 kr
2000 kr
5000 kr
10000 kr

🇲🇩

MOLDOVAN
LEU

Symbol: L
Subunit 1/100 Ban
symbol: bani
Code: (MDL) # 498

Coins
5 bani
10 bani
20 bani
50 bani
1 lei
2 lei
5 lei
10 lei

Notes
1 lei
5 lei
10 lei
20 lei
50 lei
100 lei
200 lei
500 lei
1000 lei

🇲🇰

MACEDONIAN
DENAR

Symbol: ден or den
Subunit 1/100 Deni (no longer in use )
Code: (MKD) # 807

Coins
1 den
2 den
5 den
10 den
50 den

Notes
10 den
50 den
100 den
200 den
500 den
1000 den

🇳🇴

NORWEGIAN
KRONE

Symbol: kr
Subunit 1/100 Øre 
symbol: øre
Code: (NOK) # 578

Coins
1 kr
5 kr
10 kr
20 kr

Notes
50 kr
100 kr
200 kr
500 kr
1000 kr

🇵🇱

POLISH
ZŁOLY

Symbol: Zł
Subunit 1/100 Grosz 
symbol: gr
Code: (PLN) # 985

Coins
1 gr
2 gr
5 gr
10 gr
20 gr
50 gr
1 Zł
2 Zł

Notes
10 Zł
20 Zł
50 Zł
100 Zł
200 Zł
500 Zł

🇷🇴

ROMANIAN
LEU

Symbol: L or Lei
Subunit 1/100 Ban 
symbol: bani
Code: (RON) # 946

Coins
5 bani
10 bani
50 bani

Notes
1 L
5 L 
10 L
50 L
100 L
200 L

🇷🇺

RUSSIAN
RUPLE

Symbol: or руб or р
Subunit 1/100 Kopeyka 
symbol: kоп / k
Code: (RUB) # 643

Coins
1 koп
5 koп
10 koп
50 koп
1 ₽
2 ₽
5 ₽
10 ₽

Notes
50 ₽
100 ₽
200 ₽
500 ₽
1000 ₽
2000 ₽
5000 ₽

🇷🇸

SERBIAN
DINAR

SymbolДин or din
Subunit 1/100 Para / Пара
Code: (RSD) # 941

Coins
2 din
5 din
10 din
20 din

Notes
10 din
20 din
50 din
100 din
200 din
500 din
1000 din

🇸🇪

SWEDISH
KRONA 

Symbol: kr
Subunit 1/100 Øre
Code: (SEK) # 752

Coins
1 kr
2 kr
5 kr
10 kr

Notes
20 kr
50 kr
100 kr 
200 kr 
500 kr

🇨🇭

SWISS
FRANC

SymbolCFH or Fr
Subunit 1/100 Rappen 
symbol: Rp
Code: (CFH) # 756

Coins
1 Rp
5 Rp
10 Rp
20 Rp
1/2 Fr
1 Fr
2 Fr
5 Fr

Notes
10 Fr
20 Fr
50 Fr
100 Fr
200 Fr
1000 Fr

🇹🇷

TURKISH
LIRA

Symbolor TL
Subunit 1/100 Kuruş 
symbol: kr
Code: (TRY) # 949

Coins
1 kr
5 kr
10 kr
25 kr
50 kr
₺ 1

Notes
₺ 5
₺ 10
₺ 20 
₺ 50
₺ 100
₺ 200

🇺🇦

UKRAINIAN
HYRVNIA 

Symbol: ₴ or грн
Subunit 1/100 Kopiyka 
symbol: 
Code: (UAH) # 980

Coins
5 kopiyky
10 kopiyky
25 kopiyky
50 kopiyky
₴ 1 
₴ 2

Notes
₴ 1
₴ 2
₴ 5
₴ 10
₴ 20
₴ 50
₴ 100
₴ 200
₴ 500

🇬🇧

BRITISH
POUND
STERLING 

Symbol£
Subunit 1/100 penny/ pence 
symbol: p
Code: (GBP) # 826

Coins
1 p
2 p
5 p
10 p
20 p
50 p
£1
£2

Notes
£1
£5
£10
£20
£50
£100

Banking in Europe…

You will not find American banks located in Europe so if you need bank services, whether just an ATM, exchanging currencies or other services, use a reputable local bank. Below are some of Europe’s largest banks by country. Some also operate in the US so a few names may be familiar.

🇧🇾 Belarus

Belarusbank

🇧🇦 Bosnia & Herzegovina

Raiffeisen Bosnia Herzegovina
Union Banka

🇨🇾 Cyprus

Bank of Cyprus

🇩🇰 Denmark

Danske Bank
Nykredit A/S

🇪🇪 Estonia

SEB

🇫🇮 Finland

Nordea
OP Financial Group

🇭🇺 Hungary

OTP Bank

🇮🇸 Iceland

Landsbankinn

🇱🇮 Liechtenstein

LGT – Liechtenstein Global 

🇱🇹 Lithuania

SEB Banka
Swedbank Lithuania

🇲🇰 North Macedonia

Stopanska Banka

🇳🇴 Norway

DNB ASA

🇵🇱 Poland

PKO Bank Polski

🇸🇮 Slovakia

Slovenská

🇸🇮 Slovenia

NLB Group

🇬🇧 United Kingdom


The UK consists of England, Northern Ireland, Scotland, Wales & the Isle of Man

Northern Ireland
Ulster Bank

🏴󠁧󠁢󠁳󠁣󠁴󠁿 Scotland

Royal Bank of Scotland Group