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There was the time when traveling through Europe one needed a separate currency for every country. That meant exchanging your US dollars or leftover money from other countries, to the current country’s money. Every time you exchange those currencies you lost value with service and transaction fees. As well as exchange services in tourists areas that give you a de-valued exchange rate on top of their additional fees.

That is no longer the situation as many countries have adopted a common currency called the Euro. Now 18 countries have the Euro as their official currency, making life a whole lot easier for us travelers. You can literally travel through multiple countries using just one currency.

Currency ValuesIn Europe the decimal point and comma are reversed. The decimal point is used to separate the thousandth digit from the hundredth and the comma separates dollars and cents. So it’s just reversed from what we use in the US. Your dinner bill was 43 Euros not 43 thousand Euros.

US dollar value writtenEuropean Money value written
.59 ¢ /€,59
$ 4.99 /€ 4,99
$43.00 / €43,00
$ 2,750.89 /€ 2.750,89

So be careful when shopping and looking at price tags, that item you want to buy may not be as expensive as you think.

Reading Numbers in Europe…Some numerals are written a little little differently to the way they are written in the U.S. Watch closely for these on price tags and receipts. Ones are written with little upswing before they come straight down and can be confused with the way we write 7’s. They draw a line through the middle of their 7’s setting them apart from their 1’s. 4’s can be written like a lighting bolt otherwise, most numerals appear much like they do in the U.S.

European Currencies…

The EURO
The Euro is the main currency in 18 European Countries.

One of the challenges when traveling to foreign countries is converting US currency to that countries currency. After visiting multiple countries you could end up having 4 to 5 different currencies of unused pocket change. The best thing about Europe these days is more and more of the countries are using the Euro for their currency. In 1992 the Maastricht Treaty adopted provisions for one standard currency and over the last decade more countries have adopted the Euro currency. That means when you leave one country you probably won’t need to get cash in another currency. This is a blessing for travelers as one can use the same currency in multiple countries. Countries that use the euro are considered in the Eurozone and it is currently being used by 18 of the 28 members states of the European Union. Currently 5 other European and some African countries will accept the Euro as well as their own for currency. It is the second largest traded currency in the world behind the US dollar.

Shortly after your arrival at your final destination, you will need local currency. You have several options to either get local currency from your bank before you depart or upon arrival. Check with your local bank about their currency rates and foreign transaction fees. If you wait until you arrive at the airport you may use an ATM or or Currency Exchange booth. For information on ATM’s go to our ➾ Credit and Debit Card page. You can locate ATM’s and Currency Exchanges at airports by going to our ➾ Airports in Europe page and click on the country and city airport to open their web page. Open terminal maps where you’ll find the locations for all these services.

You’ll may also find currency locations in train stations and around high tourists areas. Be careful of the advertise low exchange rates, it may look like your getting more for your US dollar but, they can tack on services fees to make up for the good exchange rate. You may also buy foreign currency prior to you departure online at websites.

🇦🇱

ALBANIAN LEK 

Symbol: Lek or L

Subunit 1/100 Quindarka 

symbol: L

Code: (All) # 008

COINS
  • 5 L
  • 10 L
  • 50 L
  • 20 L
  • 100 L
NOTES
  • 200 L
  • 500 L
  • 1000 L
  • 2000 L
  • 5000 L

🇧🇾

BELARUSSSIAN RUBLE

Symbol: Br

Subunit 1/100 Kapiejka 

symbol: kapiejka

Code: (BRY) # 933

COINS
  • 1 k
  • 2 k
  • 5 k
  • 10 k
  • 20 k
  • 50 k
  • 1 br
  • 2 br
NOTES
  • 5 br
  • 10 br
  • 50 br
  • 20 br
  • 100 br

🇧🇦

BOSNIAN MARK 

Symbol: KM

Subunit 1/100 Fening/Pfenig 

symbol: pf

Code: (BAM) # 977

COINS
  • 5 pf
  • 10 pf
  • 20 pf
  • 50 pf
  • 1 mark
  • 2 marks
  • 5 marks
NOTES
  • 10 marks
  • 20 marks
  • 50 marks
  • 100 marks
  • 200 marks

🇧🇬

BULGARIAN LEV

Symbol: ЛВ or Leva

Subunit 1/100 Stotkinka 

symbol: stotinka

Code: (BGL) # 975

COINS
  • 1 Stotınka
  • 2 Stotınka
  • 5 Stotınka
  • 10 Stotınka
  • 20 Stotınka
  • 50 Stotınka
  • 1 leva
  • 2 leva
NOTES
  • 5 Leva
  • 10 Leva
  • 20 Leva
  • 50 Leva
  • 100 Leva

🇭🇷

CROATIAN KUNA

Symbol: kn

Subunit 1/100 Lipa 

symbol: lp

Code: (HRK) # 191

COINS
  • 5 lp
  • 10 lp
  • 20 lp
  • 1 Kn
  • 2 Kn
  • 5 Kn
NOTES
  • 10 kn
  • 20 kn
  • 50 kn
  • 100 kn 
  • 200 kn
  • 500 kn

🇨🇿

CZECH KORUNA

Symbol: Kč

Subunit 1/100 Haléř (defunct)

Code: (CZK) # 203

COINS
  • 1 Kč
  • 2 Kč
  • 5 Kč
  • 10 Kč
  • 20 Kč
  • 50 Kč
NOTES
  • 100 Kč
  • 200 Kč
  • 500 Kč
  • 1000 Kč
  • 2000 Kč

🇩🇰

DANISH KRONE 

Symbol: kr

Subunit 1/100 Øre symbol: øre

Code: (DKK) # 208

COINS
  • 50 øre
  • 1 kr
  • 2 kr
  • 10 kr
  • 20 kr
NOTES
  • 50 kr
  • 100 kr
  • 200 kr
  • 500 kr
  • 1000 kr

🇪🇺

EUROPEAN EURO

Symbol:

Subunit 1/100 Cent/Cents 

symbol: c

Code: (EUR) # 978

COINS
  • 1 c
  • 2 c
  • 5 c
  • 10 c
  • 20 c
  • 50 c
  • €1
  • €2
NOTES
  • €5
  • €10
  • €20
  • €50
  • €100
  • €200
  • €500

🇭🇺  

HUNGARIAN FORINT 

Symbol: Ft

Subunit 1/100 fillér (defunct)

Code: (HUF) # 348

COINS
  • 5 Ft
  • 10 Ft
  • 20 Ft
  • 50 Ft
  • 100 Ft
  • 200 Ft
NOTES
  • 500 Ft
  • 1000 Ft
  • 2000 Ft
  • 5000 Ft
  • 10000 Ft
  • 20000 Ft

 🇮🇸

ICELANDIC KRONA

Symbol: Íkr

Subunit: 1/100 krona 

symbol: kr

Code: (ISK) # 352

COINS
  • 1 kr
  • 5 kr
  • 10 kr
  • 50 kr
  • 100 kr
NOTES
  • 500 kr
  • 1000 kr
  • 2000 kr
  • 5000 kr
  • 10000 kr

🇲🇩

MOLDOVAN LEU

Symbol: L

Subunit 1/100 Ban

symbol: bani

Code: (MDL) # 498

COINS
  • 5 bani
  • 10 bani
  • 20 bani
  • 50 bani
  • 1 lei
  • 2 lei
  • 5 lei
  • 10 lei
NOTES
  • 1 lei
  • 5 lei
  • 10 lei
  • 20 lei
  • 50 lei
  • 100 lei
  • 200 lei
  • 500 lei
  • 1000 lei

🇲🇰

MACEDONIAN DENAR

Symbol: ден or den

Subunit 1/100 Deni (no longer in use )

Code: (MKD) # 807

COINS
  • 1 den
  • 2 den
  • 5 den
  • 10 den
  • 50 den
NOTES
  • 10 den
  • 50 den
  • 100 den
  • 200 den
  • 500 den
  • 1000 den

🇳🇴

NORWEGIAN KRONE

Symbol: kr

Subunit 1/100 Øre 

symbol: øre

Code: (NOK) # 578

COINS
  • 1 kr
  • 5 kr
  • 10 kr
  • 20 kr
NOTES
  • 50 kr
  • 100 kr
  • 200 kr
  • 500 kr
  • 1000 kr

🇵🇱 

POLISH ZŁOLY

Symbol: Zł

Subunit 1/100 Grosz 

symbol: gr

Code: (PLN) # 985

COINS
  • 1 gr
  • 2 gr
  • 5 gr
  • 10 gr
  • 20 gr
  • 50 gr
  • 1 Zł
  • 2 Zł
NOTES
  • 10 Zł
  • 20 Zł
  • 50 Zł
  • 100 Zł
  • 200 Zł
  • 500 Zł

🇷🇴

ROMANIAN LEU

Symbol: L or Lei

Subunit 1/100 Ban 

symbol: bani

Code: (RON) # 946

COINS
  • 5 bani
  • 10 bani
  • 50 bani
NOTES
  • 1 L
  • 5 L 
  • 10 L
  • 50 L
  • 100 L
  • 200 L

🇷🇺 

RUSSIAN RUPLE

Symbol: or руб or р

Subunit 1/100 Kopeyka 

symbol: kоп / k

Code: (RUB) # 643

COINS
  • 1 koп
  • 5 koп
  • 10 koп
  • 50 koп
  • 1 ₽
  • 2 ₽
  • 5 ₽
  • 10 ₽
NOTES
  • 50 ₽
  • 100 ₽
  • 200 ₽
  • 500 ₽
  • 1000 ₽
  • 2000 ₽
  • 5000 ₽

🇷🇸

SERBIAN DINAR

 SymbolДин or din

Subunit 1/100 Para / Пара

Code: (RSD) # 941

COINS
  • 2 din
  • 5 din
  • 10 din
  • 20 din
NOTES
  • 10 din
  • 20 din
  • 50 din
  • 100 din
  • 200 din
  • 500 din
  • 1000 din

🇸🇪 

SWEDISH KRONA 

Symbol: kr

Subunit 1/100 Øre

Code: (SEK) # 752

COINS
  • 1 kr
  • 2 kr
  • 5 kr
  • 10 kr
NOTES
  • 20 kr
  • 50 kr
  • 100 kr 
  • 200 kr 
  • 500 kr

🇨🇭 

SWISS FRANC 

SymbolCFH or Fr

Subunit 1/100 Rappen 

symbol: Rp

Code: (CFH) # 756

COINS
  • 1 Rp
  • 5 Rp
  • 10 Rp
  • 20 Rp
  • 1/2 Fr
  • 1 Fr
  • 2 Fr
  • 5 Fr
NOTES
  • 10 Fr
  • 20 Fr
  • 50 Fr
  • 100 Fr
  • 200 Fr
  • 1000 Fr

🇹🇷 

TURKISH LIRA

Symbolor TL

Subunit 1/100 Kuruş 

symbol: kr

Code: (TRY) # 949

COINS
  • 1 kr
  • 5 kr
  • 10 kr
  • 25 kr
  • 50 kr
  • ₺ 1
NOTES
  • ₺ 5
  • ₺ 10
  • ₺ 20 
  • ₺ 50
  • ₺ 100
  • ₺ 200

🇺🇦  

UKRAINIAN  HYRVNIA 

Symbol: ₴ or грн

Subunit 1/100 Kopiyka 

symbol: 

Code: (UAH) # 980

COINS
  • 5 kopiyky
  • 10 kopiyky
  • 25 kopiyky
  • 50 kopiyky
  • ₴ 1 
  • ₴ 2
NOTES
  • ₴ 1
  • ₴ 2
  • ₴ 5
  • ₴ 10
  • ₴ 20
  • ₴ 50
  • ₴ 100
  • ₴ 200
  • ₴ 500

🇬🇧  

BRITISH POUND STERLING 

Symbol£

Subunit 1/100 penny/pence 

symbol: p

Code: (GBP) # 826

COINS
  • 1 p
  • 2 p
  • 5 p
  • 10 p
  • 20 p
  • 50 p
  • £1
  • £2
NOTES
  • £1
  • £5
  • £10
  • £20
  • £50
  • £100

1 – Danish Krone is official currency in Denmark, Faroe Islands & Greenland

2 – The Euro Zone is composed of countries that use the Euro as their official currency. The Euro Zone Countries are; Åland Islands, Andorra, Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Holy See, Ireland, Italy, Latvia, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain

3 – Norwegian Krone is official currency in Norway, Svalbard Islands, Jan Mayen & Bouvet Island

4 – Swiss Franc – is official currency in Switzerland & Liechtenstein

5 – British Pound Sterling  is official currency in England, Wales, Scotland, Northern Ireland, Jersey, Guernsey, Isle of Man, Gibraltar & British overseas territories. 

Banking in Europe…

You will not find American banks located in Europe so if you need bank services, whether just an ATM, exchanging currencies or other services, use a reputable local bank. Below are some of Europe’s largest banks by country. Some also operate in the US so a few names may be familiar.

🇧🇾

BELARUS
Belarusbank

🇨🇾

CYPRUS
Bank of Cyprus

🇪🇪

ESTONIA
SEB

🇭🇺

HUNGARY
OTP Bank

🇮🇸

ICELAND
Landsbankinn

🇲🇰

NORTH MACEDONIA
Stopanska Banka

🇳🇴

NORWAY
DNB ASA

🇵🇱

POLAND
PKO Bank Polski

🇸🇮

SLOVAKIA
Slovenská

🇸🇮

SLOVENIA
NLB Group

🇬🇧

UNITED KINGDOM
The UK consists of England, Northern Ireland, Scotland, Wales & the Isle of Man

NORTHERN IRELAND
Ulster Bank

🏴󠁧󠁢󠁳󠁣󠁴󠁿

SCOTLAND
Royal Bank of Scotland Group